Christmas Loans

Are you starting to think about the festive season? For almost all of us, this time of year involves planning and, of course, spending. At St. Francis Credit Union we are urging our members to consider their finance options.

The most recent figures available from the ILCU show that in 2015 the average Christmas spend for individuals was €563. Some people will incur much more significant costs, depending on family size and other factors. Of all the consumers surveyed, 25% stated that the financial burden would negatively impact their Christmas.

The longer we put off budgeting and planning for this time of year can have an impact on our financial choices, with some of us opting for more expensive options such as credit cards and very high interest loans. Regrettably, 12% of the consumers surveyed had either approached or considered approaching a money lender to fund their Christmas expenses.

For 2017, as always, St. Francis Credit Union is keen to lend and to provide a reasonable, fair and safe borrowing option for our members. With our range of options you can choose to finance your Christmas costs or any other expenses over a time frame that suits you.

Why a St. Francis Credit Union Loan?

  • No administration costs
  • Quick decision
  • No fees for clearing your loan quicker
  • Interest calculated on a reducing balance

Whatever you need, make it yours with St. Francis Credit Union. Speak to our lending team – call us on 065 6828305; email us on, visit our website or call to your nearest office.

Alternatively CLICK HERE to start your enquiry.